Tentmaking Tips

And, who wouldn’t?

They are offering $325 if you open a new Everyday Checking account (at this link) by August 20, 2024. You can also open the account in-branch and give them the code that you get at the same link.

To earn the bonus, you need at least $1,000 in qualifying electronic deposits (think direct deposit of your paycheck) within 90 days of the account opening.

That should be pretty easy for most people.

And the good news is, you can do it twice. Once for you and once for your spouse (if you’re married).

That’s $650 in just a few months by direct depositing at least $1,000 into the two accounts you open.

Wells Fargo is also offering a $2,500 bonus (at this link) if you’re willing to do something a bit more complicated with significantly more money.

They’re giving a $2,500 bonus (in branch) if you’ll open a Premier Checking Account and deposit $250,000 i

I calculated the other day that between all of the cash in our business accounts & personal accounts, I was losing about $300/mo in interest I could be earning if that cash was invested with my other short-term monies.

But if I transferred it all out, I’d need it right back again for the various activities that happen inside my personal/business checking accounts.

Ugh.

Wouldn’t it be great if there was a checking account equivalent that returned ~5% on your sitting cash like the money market accounts are doing right now?

Welcome to Fidelity Cash Management Accounts.

I was listening to a podcast recently where the host was transferring most of his “bank account cash” over to

I sent my Dad a video the other day of a Toyota Tundra that made it to 999,999 miles on the odometer before the owner finally decided to get a new one. I told him that was my goal too! 😂

These Toyotas can go forever!

My previous car was a Toyota Camry. And before that, I had a Toyota 4Runner.

All bought used, with cash, with quite a few miles already on them.

Only reason I didn’t drive them forever is because someone hit me in the 4Runner and totaled it & we sold the Camry so my daughter would have a larger car to drive for her first car.

I learned early on in our financial journey that cars are a terrible investment & can crush all of your financial dreams if you buy them the wrong way. LOL! 😂

Dave Ramsey has joked that driving cars, especially new cars, is like driving around with your window rolled down & throwing hundred dollars bills out of it.

And, while most people probably know cars aren’t g

Many of the travel hackers I follow are sending out red hot alerts about this new card bonus.

And they aren’t exaggerating.

It really is amazing!

It’s the highest welcome bonus ever for this card.

120,000 points for $8,000 in spend over 3 months with a $95 annual fee.

It’s the Chase Ink Business Preferred Card.

Now, don’t immediately write it off because it’s a business card.

Hang with me for a second.

You may be thinking, “But I don’t have a business, are you sure this applies to me?”

Are you sure you don't have a business?

Do you know how these card companies define a business?

Do you make any money on the side? If so, you have a business.

Do you plan to make money on the side & you’re just getting started? If so, you have a business.

The definition of “business” for these credit card companies is quite expansive.

You don’t have to have an LLC or be incorporated.

It can be a sole proprietorship using your social se

Well, if you’ve been watching the news, you’ve probably heard about Hurricane Beryl.

The hurricane developed in the eastern Caribbean a few days after we arrived in the Caymans.

As each day passed, the hurricane grew in strength and the locals expressed to us great concern that it could be like the devastating Hurricane Ivan that flattened the Caymans in 2004.

We knew we needed to make plans to leave early, especially before the last minute panic that would likely ensue if we waited until the hurricane got much closer.

I was so thankful for travel rewards!

Our plan was to book an additional flight the day before our scheduled departure flight. Then we would watch the weather and determine if we should leave a day early or keep our original flight.

I had originally booked with American (via British Airways) but I couldn’t book another flight the day before because it had pretty much booked up.

Often, when people spend quite a bit of money on a trip, they’ll purchase travel insurance in case something comes up that interrupts the trip.

Travel Insurance will typically include medical insurance which covers you if you’re traveling to an area where your health insurance wouldn’t cover medical costs. But it can come at a high cost.

When you book with points, you’re not as concerned about comprehensive travel insurance because you didn’t pay much money for the trip to begin with. And, often, you can get your points back if you cancel ahead of time.

But, what about medical costs? What if there’s an emergency and your medical insurance won’t cover it? That could set you back thousands of dollars. And if they need to evacuate you to a place where there’s better medical care, that could be tens of thousands of dollars.

Enter GeoBlue Travel Insurance.

With GeoBlue, you can bypass the

And their index funds are world-renowned.

In fact, it’s commonly said that the first index funds available to individual investors were created by the founder & former chairman of Vanguard, John Bogle.

His followers, who are avid index fund investors, are often called Bogleheads.

Warren Buffett has famously said that upon his passing, his wife would do well to be invested primarily in an S&P index fund at Vanguard.

Since I was a teenager, I remember my Dad recommending to me that I invest in index funds at Vanguard.

Me and my wife both have personal IRAs at Vanguard along with our taxable brokerage account.

We’ve invested there for years.

Vanguard is unique in that it is owned by the mutual funds it manages, and therefore owned by its customers.

That’s likely why Vanguard has some of the lowest fees in the industry. And fees can eat up your returns in a hurry.

One of their most famous index funds, VTSAX, has a

The reason I know is because one of our host daughters from Afghanistan has been really wanting to get this card. I’ve been telling her to hold out for a higher welcome bonus.

She was so excited when I emailed her this new elevated welcome bonus offer yesterday.

It’s a limited time welcome bonus of 85,000 points on all 3 of the Southwest personal cards.

It expires 19 days from now.

If you’re looking to get the Companion Pass, I’d encourage you to pass on this offer and wait to get this card until later in the year.

But if you’re just looking for a Southwest card with a great welcome bonus, this is definitely a good time to get it.

There are 3 Southwest personal cards offering this bonus: Plus, Premier & Priority

Here are the main differences:

Plus

• 3,000 bonus points each year on card anniversary

• 2 early bird check-ins

• 2x points spent on Southwest purchases

• $69/year annua
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Over the years, I’ve found this comment to be so true.

This week was no exception.

A seller called us a few months ago telling us about her need to sell her house. There was just one problem. A tenant still lived in it and they hadn’t been paying rent.

As we got closer to the closing date, the tenant told the seller they weren’t going to move out unless the seller paid them money. She knew the eviction process would be long and expensive, so she offered them a few thousand dollars to leave the property.

Turns out, after taking the money, the tenant still said they wouldn’t leave. We started to help her walk through the eviction process and a notice was posted on the tenant’s door to vacate.

The tenant eventually said they would leave but not before sending a fake invoice to the Title Company saying the seller owed them thousands of dollars

Then we got an email from the Park Hyatt Beaver Creek in Colorado. We’ve gone skiing there over Christmas the last 2 years. We hadn’t planned to go again this year but they made me an offer I couldn’t refuse. :)

They emailed saying if we booked again by May 15th, they’d give us 10,000 points off per night! For our 4 night stay, that’d be an extra 40,000 points saved. Sign me up!

The rooms are typically 45,000 Hyatt points per night because the cash price is so high. Right now, the cash price is $1,026/night. The reason for this is that the resort is ski-in/ski-out right on the slopes.

I then booked 2 American flights to the nearby airport using our AA points and 2 more flights through British Airways (a partner with American) so I could use my Chase points.

This is a great hack to taking more American flights on points. Transfer points from Chase to British