Big Purchase? Choose A Card Strategically!

travel hacking Feb 09, 2024

We recently found a gas leak at our house. When the plumber came out, he found another one. And then another one. And then… you get the idea. No fun.

Total bill? $11,000. Ouch!

When he gave me the invoice, I asked if I could pay with a card instead of a check.

He had to call the office - LOL! I guess that doesn’t happen much.

He said they would accept a card (although it definitely wasn’t their preference).

I knew I needed to be strategic with which card I used because I knew I could earn the equivalent of a round trip ticket anywhere in the US by using the right one.

I wanted to use a card that had a high reward multiple on every day spend.

I have the Capital One Venture X card which earns 2x on all purchases. That is the one I used.

$11,000 x 2 = 22,000 Capital One Miles (easily a round trip ticket)

While we were disappointed in the big gas line repair, I was at least thankful to get a free trip out of it - haha!

Lesson: Always try to use a strategic credit card, even for large purchases where you’d normally write a check. It doesn’t hurt to ask the vendor if you can use a card instead.

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