Honestly, both are fantastic!
I recommend people start with Chase cards first because of the 5/24 rule.
But once you’ve maxed out your Chase cards, AMEX is a great place to go next.
While Chase UR points are still the most flexible in my opinion, AMEX MR points are a close second.
Unlike Chase, AMEX has cards like the Blue Business Plus card that get 2x on everything (up to $50,000 in purchases).
But unlike AMEX, Chase allows you to transfer points back & forth from your spouse.
Instead of choosing between them, I get both, but I prioritize Chase if I’m under 5/24.
And once you get an AMEX card, they’ll start sending you additional offers in your account.
I recently got an offer for up to 99 employee cards where they’d give me 15,000 MR points for $4,000 in spend over 6 months. Wow!
I went ahead and got 5 employee cards (they can be in your name) and plan to get 75,000 MR points in the next few months.
Also, AMEX right now has...