Many people assume they can’t get business cards because they don’t own their own business.
But, credit card carriers aren’t as picky as you might think about what constitutes a business.
You don’t have to have an LLC or a corporation or a partnership formed to be a business in the eyes of the credit card company.
You can simply be a sole proprietor.
Here are some examples of businesses you may already have (or could start) that would qualify:
- Real estate agent
- House flipper
- Airbnb host
- Landlord
- Blogger
- Tutor
You get the idea. The list could go on.
And if you don’t currently do anything that would qualify as a business, why not start something small on the side? It would provide another stream of income in addition to qualifying you for these business card bonuses.
Even if you don’t have a long business history, you can still qualify for some of these cards. They will vet your personal credit history when you apply, so if you’ve got great credit, don’t be surprised if you get approved even if you’ve just started your business.
Most of the personal cards I recommend from Chase also have a business card equivalent.
Here are some of the ones I really like (I've included referral links):
Sometimes these business cards have a higher required minimum spend to hit the bonus. Just know that these amounts fluctuate and if you don’t have a lot of business expenses, you can wait for the minimum spend to come down.
Here’s what’s really cool. If you have multiple businesses, you can get business cards for each of your businesses. We’ve already earned the Chase Ink Business Preferred bonus about 4 times as a result of applying for the card for our various businesses.
Make sure you don’t overlook business cards on your Travel Hacking journey. They can be very lucrative!
